The American Express Gold Card provides a range of benefits for cardholders. It offers 60,000 Membership Rewards points upon approval.
The benefits extend to managing finances and enjoying a wide selection of rewards that come with using the card for regular transactions.
The American Express Gold Card fits different lifestyles, making it a practical option for those seeking a flexible and rewarding credit card. Let’s examine the steps to apply for the card and earn 60,000 points.
What Will You Need To Be Eligible for The American Express Gold Card
Certain eligibility criteria must be met to qualify for the American Express Gold Card.
- Applicants need a good to excellent credit score, typically 700 or higher. This shows a history of on-time bill payments and responsible financial management.
- Applicants must also be at least 18 years old and provide proof of steady income. Documents such as a Social Security Number, Taxpayer Identification Number, passport, and salary slips will be required.
- Additionally, applicants cannot currently hold an American Express credit card or have held one within the past two years.
- Make sure all requirements are met before applying for the American Express Gold Card.
How to Apply for the American Express Gold Card: Detailed Steps
If the eligibility requirements are met, follow these steps to apply for the American Express Gold Card:
Step 1: Sign Up with Basic Information
Go to the registration link and click [Apply Now].
Provide the following details:
- Name: Enter your first and last names.
- Date of birth: Use the format YYYY-MM-DD.
- Gender: Select your gender.
- Postal Code & Address: Enter your current address.
- Phone Numbers: Provide a mobile or landline number.
- Email Address: Enter your email and confirm it.
- Preferred Email Device: Choose your preferred device for receiving emails (computer/tablet or smartphone).
After entering the required information, click “Next” to proceed.
Step 2: Occupation and Family Information
Provide the following details:
- Occupation: Select your job category (employee, self-employed, student, etc.).
- Workplace Information:
- Company type, name, and department
- Job position and date of joining
- Workplace postal code and phone number
- Company headquarters’ phone number
- Capital and number of employees
- Annual Income: Enter your yearly income.
- Savings: State your total savings.
Family Information:
- Household Status: Indicate if you’re the head of the household.
- Family Size: Enter the number of family members.
- Spouse: Choose if you’re married or not.
- Living with Family: Indicate if you live with your family.
- Children: Indicate if you have children.
Living Situation:
- Self-owned house, rented, or company housing (include mortgage/rent details).
- Indicate how long you’ve lived at your current address.
- Nationality: Enter your nationality.
- Residency Status: State your residency status and card expiration date (for international applicants).
Click “Next” to continue.
Step 3: Choose Built-in Features and Link Your Bank Account
Follow these steps to proceed:
- PIN Number: Create a four-digit PIN (avoid using simple sequences like your phone number or birthdate).
- Purpose of the Card: Select the reason for applying (e.g., living expenses, work expenses).
- Additional Features:
- ID Card: Register for touch payment (select “Apply”).
- ETC Card: Register for highway toll payments (select “Apply”).
- Family Card: Apply for additional cards for family members (select “Apply”).
- Credit Limit: Choose your preferred monthly credit limit for both domestic and international payments.
- Current Debt: Enter your current debt amount (enter 0 if none).
- Driver’s License: Select “Yes” if you have a driver’s license.
- Monthly Payment System: Choose whether to enroll in the monthly payment system (avoid selecting “My Pay Revo”).
- Phone Bill Payments: Register for phone bill payments with the American Express Gold Card.
- Other Payments: Register for other payments (e.g., electricity, gas).
Link Your Bank Account:
- Bank Name: Select your bank (if not listed, select “Other” and find your bank).
- Branch: Enter your bank branch details.
- Account Type: Choose your account type.
- Account Number: Enter your bank account number.
Click “Next” to continue.
Step 4: Confirm Your Information
Review all the information you’ve entered. If any details are incorrect, click “訂正する” to edit them. If everything is correct, click “この内容で送信する” to submit the application and proceed to the next step.
Step 5: Link Your Bank Account
To link your bank account, use internet banking.
If you can access Internet banking, click “同意して次へ” to proceed to your bank’s system and complete the process. If you don’t have internet banking, you must register at your bank first.
Step 6: Complete American Express Gold Card Registration
Once the application is reviewed and everything is in order, you’ll receive your American Express Gold Card. The card offers excellent benefits and features, ideal for those looking for a rewarding payment method.
What to Do After
Once the application is submitted, approval typically takes several days.
In some cases, approval is immediate, but it’s best to allow a few more days for confirmation.
Your American Express Gold Card will arrive within 7 to 10 business days if approved. You must activate the card online or call the provided number to activate it before using it.
More Information About the American Express Gold Card
The American Express Gold Card offers various benefits, rewards, and exclusive perks.
Earn Points With Your Purchase
With the American Express Gold Card, you earn rewards points for every transaction. You can earn 4X membership points at restaurants, including takeout and deliveries, and 4X points on groceries at U.S. supermarkets.
Additionally, you earn 3X membership points on flights booked directly with airlines or through the Amex Travel website. For every other purchase, you earn 1X membership points.
When you sign up, you can also receive 60,000 membership points after spending $4,000 on eligible transactions within the first 6 months of account opening. These points can be redeemed for hotel stays, flights, and gift cards.
Enjoy Travel Perks with the American Express Gold Card
As a cardholder, enjoy more than just earning points. The American Express Gold Card gives access to travel benefits, including the Amex Hotel Collection, which offers a $100 hotel credit on room upgrades (if available) for stays of two nights or more.
Cardholders also gain access to over 1,200 airport lounges worldwide through Priority Pass Select, requiring enrollment prior to use. Additionally, travel insurance is provided, covering you and your family when you travel.
Entertainment Access and Sharing Your Benefits
The American Express Gold Card offers exclusive access to events, offers, and presales through the American Express Experiences portal.
Supplementary cards can be issued to family members, enabling them to share these benefits and earn points with their transactions.
When a friend is invited to apply, they can earn up to 6,000 membership points, potentially earning up to 90,000 points annually.
Interest Rates and Other Charges
The American Express Gold Card has an annual fee of $250. There are no balance transfer fees or foreign transaction fees, but a cash advance fee applies, either $10 or 5% of the total amount, whichever is greater.
The first supplementary card is free; additional cards incur a fee.
Cardholders will have a variable APR of 20.99% to 28.99% for purchases. For cash advances, the interest rate is a variable 29.99%. The credit limit depends on your creditworthiness during the application process.
Contact Details
For more information or inquiries about the American Express Gold Card, contact customer service at 800-528-4800. A bank representative will assist you. You can also visit their 200 Vesey St, New York, United States headquarters.
Conclusion
The American Express Gold Card is a solid choice for those seeking rewards on everyday transactions while benefiting from its exclusive perks. Apply now and take advantage of everything this card offers.
Note: There are risks involved in applying for and using credit. Review the bank’s terms and conditions for more details.
